The following five simple steps can open a personal bank account online. The first step is to go to the website of your bank. You will need to provide basic details like name, address, mobile number, etc. when you want to open a bank account online. After this, you will receive an OTP on your mobile number, which needs to be entered to verify. Once this is done successfully, you will receive an email with a soft copy of documents that need to be uploaded using your internet connection.
Step 1: Go to the website of your bank
Step 1: Go to the website of your bank. You can do this on your phone or computer, but it’s easiest if you go to their site using a desktop browser. Many sites allow you to open an account online and apply for loans, so use the search bar in the top right corner of their homepage to find what you’re looking for.
You can also visit them at their physical address if that’s easier for you; it’s on every page of their website anyway!
Step 2: Enter your basic details
Enter your name, mobile number and email id. You need to verify the mobile number you have entered by sending a verification code to it. You need to enter a few more details like your father’s name, mother’s name and date of birth. After entering these details, click on the ‘Next’ button at the bottom right corner of the screen to proceed further to the next step in opening a new personal account online.
Step 3: Verify the mobile number you have entered
- Enter the code sent to your mobile number.
- If you do not have a mobile number, enter a landline number.
This will ensure that when you login into the app in the future, it will be easy to verify your identity using the same number again.
Step 4: Enter a few more details
- Now, you need to enter your mother’s name, father’s name and date of birth.
- Once you have entered all the details correctly, click on the “Next” button again.
- You will be asked to provide further information, such as your address and PAN card number etc., after which you can proceed to make payment through a credit/debit card or net banking facility by clicking on the “Pay Now” button.
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Step 5: Upload a soft copy of your documents
You can use the scanner on your phone to scan the documents or take pictures of them with your phone’s camera. You can also upload PDFs of supporting documents such as proof of identity, address and employment status and other personal information needed to open an account online.
Once you have completed all these steps, you can start using your account. First, make sure to keep a copy of your ID and bank statement with you at all times. You can use this information to withdraw money from ATMs or deposit cash into your account. It is important to remember that there are certain restrictions on how much money can be deposited into an account at one time.
